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Letters of Protection for Granbury Crash Victims

Short answer: A letter of protection (LOP) is your lawyer's written request that a doctor or clinic hold your bill and be paid out of your settlement. It's how many people get treated when PIP is missing or spent. It doesn't erase the bill: if there's no recovery, you'll generally still owe it.

When people use one

Say you were hit on Fall Creek Highway, you rejected PIP years ago, and you have a high deductible. An LOP can let a provider treat you now and wait for payment.

How it works, step by step

  1. You hire a personal injury lawyer.
  2. The firm sends the LOP to your provider.
  3. You get treated; the provider tracks the balance.
  4. When the case resolves, the provider is paid from the recovery.

Questions to ask the provider first

If you do have it, PIP pays right away and doesn't depend on the case. See also do you need a lawyer and who pays.

Talk to someone about your Granbury wreck

Ask for a free case review from a participating injury law firm. No cost, no obligation, and wrecks anywhere in Texas qualify.

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Last reviewed October 31, 2026. Medical review: pending. Sources are linked in each section and collected on our research library.